Share Certificates Share Certificates are popular with members who prefer a higher fixed rate dividend for a fixed period of time. Certificates are available in a variety of terms and at very competitive RATES.
The Roth IRA is a new savings instrument that allows you to invest after-tax dollars. But, unlike a Traditional IRA, your investment earnings are tax-free, if you maintain the IRA for at least five years and take qualified distributions. The tax-free, non-deductible Roth IRA can greatly accelerate your personal retirement savings. This IRA also enables many individuals, whose income levels do not allow them to contribute to a Traditional IRA, to contribute to a Roth IRA. Many employees with pension plans will also be able to contribute to a Roth IRA. With no taxes on earnings, your Roth IRA could be worth more than a Traditional IRA at withdrawal. A variety of Roth and Traditional IRA certificates, rollover reinvestments and transfer services for existing IRAs are available at very attractive RATES.
Our rates are competitive and change with the national money rate at the Boards discretion.
Certificates: Withdrawals from Certificates before maturity will reduce your earnings. Early withdrawals subject to penalty.
