1999 Ford Motor Home Available for SALE - MSRP $17,000 - See pictures
For details contact us at: 305.779.3682
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HOME LOANS Just Got Easier
Save $500 at closing!
Whether you're buying a new home or looking to reduce your monthly house payment, we have the right mortgage loan for you. Count on MIami Firefighters FCU and our mortgage service provider partner for competitive rates, flexible terms, and an easy application process:
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Many mortgage loan programs to choose from!
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Low fixed and adjustable rates
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Lower closing costs
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No intangible tax
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Various terms to best suit your needs
Get knowledgeable advice to guide you through the application process. We're making home loans easier - from pre-qualification through closing.
For more information or to apply, call our Loan Department at 305.324.4004, stop by today or visit our mortgage center.
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ONLINE BANKING SECURITY ENHANCED FOR YOUR PROTECTION
Your credit union takes online banking security seriously. That's why we have introduced a new security feature called Enhanced Authentication. This new security feature adds an extra layer of protection to your online banking experience that will:
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Defend against identity theft and fraud.
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Offer you security from any computer, wherever you are.
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Make it easy for you with one-time sign-up.
As of March 14th you will be required to enroll in Enhanced Authentication. At that time, when you log onto online banking, in addition to your Logon ID and Security Code (password), you will be asked to choose an image and secret phrase (do not use your Security Code as your secret phrase) combination that is known only to you. You will then have to answer three Challenge Questions which will be used to verify your identity when the system detects a questionable logon attempt. Once you have selected an image, secret phrase and answered the challenge questions, you and your computer will be enrolled in Enhanced Authentication.
The system will display the secret image and phrase combination that you choose. This secret image and phrase is displayed each time you log on to reassure you that you are logging on to your actual Internet banking or bill payment site. If you do not see your image and phrase, you should not enter your Security Code.
If you want to access your accounts from another computer, you will have to answer one of your challenge questions again. If a questionable logon attempt is detected, the system will require additional identity verification before allowing access.
Whether you're at home or on the go, with Enhanced Authentication your identity is protected. Here are some additional precautions you can take to protect yourself from becoming a victim of fraud.
Use strong (and unique) passwords - Do not share your password with anyone. Use different passwords for every account, and avoid using easily available information such as your mother's maiden name, your birthday, part of your social security number, etc.
Secure your personal information - Memorize your debit card PIN - never write it down. Don't give out personal information on the phone or over the internet unless you're the one that initiated the contact.
Protect sensitive information - Lock up financial statements and other documents in a filing cabinet, drop off outgoing mail that contains personal info in a secure USPS mailbox, and pick up your mail promptly.
Monitor your credit report - Request your one free credit report per year from each of the three major credit bureaus (go to annualcreditreport.com for immediate access).
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With a Miami Firefighters FCU Visa card, you don’t have to choose between a low rate or a card that earns rewards as you spend. You can carry one card to serve all your credit card needs.
•0.00% APR introductory rate for 6 months from account opening.
•Low 10.90% APR* fixed rate on purchases thereafter
•No annual fee
•No cash advance fee
•No balance transfer fee
•Earn ScoreCard Reward points or Cash Back
Apply online, call 305-324-4004 (toll free: 1-800-426-3324) or stop by today.
Annual Percentage Rate. Subject to credit union lending guidelines.
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 Register your E-Mail Address
It is important that the credit union be able to quickly reach you in situations such as fraud on your account, change in business hours, new products and services etc.
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 MOBILE BANKING AND
TEXT MESSAGING AVAILABLE!
Mobile Banking is a secure, convenient way to access your credit union accounts anytime, anywhere using your mobile device. 
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 Never Pay an ATM Surcharge Again!
You now have access to over 45,000
surcharge-free ATMs. Click here to find the closest surcharge FREE ATM.
Narrow your search by making sure the "Surcharge-Free ATMs*" check box is checked.
Don't forget that Publix (Presto) ATMs are also surcharge Free. Click here to find the closest Publix (Presto) ATM.
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 With so many financial obligations and options, money management may seem difficult and confusing at times. That's why we've partnered with BALANCE, a financial education and counseling service that can help you get on track, review and improve your credit report, get out of debt, set up a spending and savings plan that works for you, or prepare to buy a home.
Call a BALANCE counselor at 1-888-456-2227 and let them know you are a Miami Firefighters Federal Credit Union member or visit the BALANCE website for more information about their financial fitness program.
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 TIRED of Dealer Hopping?
Hate the HASSLE of Car Buying?
Want to avoid the SALES PRESSURE?
Now you have a friend in the car industry...
Call your AUTOSEEKERS representative
Jay Ramos at 305.773.2007
To learn more
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Credit Union Hours
1111 NW 7th Street
Miami FL 33136
Phone: 305.324.4004 • 800.426.3324
Hours:
Monday - Friday
7:30am - 3:30pm
Member Sevices: 7:30am - 4:00pm
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