New Dadeland Branch Hours Effective January 1st 2010 Monday - Tuesday 8:30am - 5:00pm Wednesday Closed Thursday - Friday 8:30am - 5:00pm Saturday 9:00am - 3:00pm ________________________________________   Looking for a better credit card? While other credit card issuers are busy raising rates, cutting credit limits and hiking fees, your credit union just keeps offering the same good value as always with our Visa card. Click here to learn more    _________________________________________    Mobile Banking Now Available! We are pleased to announce mobile banking using your internet enabled cell phone is now available. To access mobile banking login to www.mffcu.mobi using your cell phone. In you don’t have mobile internet services you can still receive a text message with your account balance(s) and past 3 transactions. If you used mobile text messaging prior to our data processing conversion on June 1, 2009 or if you will be a new user, it is necessary to re-register for the mobile text messaging service by signing up here. _________________________________________  Never Pay an ATM Surcharge Again! You now have access to over 45,000 surcharge-free ATMs. Click here to find the closest  surcharge FREE ATM  _________________________________________   Are OUTRAGEOUS checking account fees stretching your BUDGET?  We've got the solution... click here and check out our benefits.

Time to buy a new car? Finance your next vehicle with us and you have the option to not making your first payment until April 2010! Is your car loan with another lender? Refinance at our low rates and pocket those monthly payments until April 2010!  Click here for further details   _________________________________________ Register your E-Mail Address It is important that the credit union be able to quickly reach you in situations such as fraud on your account, change in business hours, new products and services etc. ________________________________________ Tired of High Cost CHECKING? Is it costing you too much to spend your money? Then it's time to check us out. Learn More _________________________________________ Maximize Your Equity With Low Payments An equity line off credit is great to have for whatever comes up - home improvements, college tuition, bill consolidation, even a vacation.  An our interest-only home equity line of credit is great to have for the benefits it offers. Click for details Apply Now!   _________________________________________       Online Banking and Bill Payment You may access our new online banking and bill payment site by clicking here and following the instructions. If you experience a problem, please call Online Banking and Bill Payment customer service at: 1-866-964-0129 Monday through Friday 7:00am – 11:00pm or Saturday 8:00am – 5:00pm.

Check your VISA here!

Locations  This is a free service to our MFFCU Members

Directors Disclosure Information

Find out the value of your car or new car pricing.

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AUTO SEEKERS
We’ve partnered with Auto Seekers…so you’ll have someone who knows the entire car buying process and who represents you – not the dealerships – to help with your vehicle purchase. Auto Seekers is an authorized New Car Broker & Florida licensed pre-owned automobile dealer.

1. Get your loan pre-approved with the credit union. Call, stop by or apply online at www.mffcu.org
    
2. Call yourAuto Seekers representative Jay Ramos at 305-773-2007 or e-mail him at jramos9332@aol.com  with a description of the vehicle you want to purchase (make, model, color, options). 
3. Relax while Auto Seekers locates the car, negotiates a great deal (wholesale pricesfrom their New Car dealer network or Frame Certified pre-owned vehicles) and delivers your wheels right to you. All rebates and incentive programs still apply.  

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 INTEREST-ONLY
Home Equity Line of Credit (HELOC)
Why Pay Prime When You Can Pay Less?

Enjoy lower monthly payments with our below prime interest-only Home Equity Line of Credit (HELOC). An interest-only HELOC from your credit union features:

• Rates as low as Prime minus .50% APR*

• Generous credit line up to $250,000 (up to 80%* of your home’s value)

• Interest only for up to 15 years, 15 year draw / 15 yr. payback

• Up to $500.00 towards closing costs

• No annual fee. No per transaction fee. No balance transfer fee.

• Convenient access with a Platinum Visa card or by check

• Fast approvals with closings in as little as 10 days!

 Seize this opportunity! Apply for your interest-only below prime HELOC online at   APPLY NOW

* Annual Percentage Rate as printed in the Wall Street Journal. HELOC rates , which are subject to change without notice and LTV may vary with respect to your credit history. 

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FINANCED YOUR CAR ELSEWHERE?

Trade in that high interest loan and put the brakes on your payments until January 2010!*

If you’re ready for a new set of wheels, you’ve got good timing. Apply for a car loan with us now and forget about the payments until after the holidays!

 Enjoy these benefits when financing with your credit union: 

• No payments until January 2010*

• Rates as low as 3.95% APR**

• 100% financing (qualified borrowers)

• Convenient repayment with payroll deduction

Get Pre-APPROVED NOW

 *Finance charges begin on the date the loan is made and accrue during the payment deferral period. **APR= Annual Percentage Rate. Credit Union loans are granted on the basis of credit worthiness, ability to repay and satisfactory collateral. Consumer loan rates, which are subject to change without notice, may vary with respect to your credit history, the model year of the vehicle and the term of the loan. Offer does not apply to vehicles currently financed with the credit union.