Fee Schedule

At your credit union we try to keep your fees to a minimum but some are necessary in order to keep cost down. Please refer to the attached Fee Schedule to see the advantages of being a member.

SHARE ACCOUNTS

MEMBERSHIP FEE (ONE TIME)	$10.00	WAIVE
MINIM BALANCE TO MAINTAIN ACCOUNT	$5.00
ACCOUNT CLOSED Within 90 DAYS	$25.00

SHARE DRAFT ACCOUNTS

NSF	$29.50
PAID NSF (ODP)	$29.50
STOP PAYMENTS	$29.50
CANCELLATION OF STOP PAYMENTS	$20.00
COPIES OF CHECKS	$5.00
SHARE DRAFT ORDERS	COST +$2.00
50 & OVER CLUB SHARE DRAFT ORDERS	STANDARD CHECKS	FREE
TEMPORARY CHECKS (EACH)	$0.50
HIGH YIELD CHECKING <$10,000	$25.00

ACH

NSF	$29.50
STOP PAYMENTS	$29.50

DOMESTIC WIRES

INCOMING	$10.00
OUTGOING	$15.00
INCOMING WIRE TRACE	$10.00

INTERNATIONAL WIRES

INCOMING	$25.00
OUTGOING	$35.00
INCOMING WORE TRACE	$10.00

DEPOSITED RETURN ITEMS

FIRST TIME	$20.00
SECOND TIME	$20.00
SHARED BRANCH / ATM DEPOSITS	$20.00
DEPOSITED RETURN CHECKS (ME TO ME)	$35.00

CREDIT UNION CHECKS (TELLER CHECKS)

TELLER CHECKS	$5.00	WAIVE
CASHIER CHECKS-stop payment not available on these checks without a surety bond	$5.00
STOP PAYMENTS	$30.00

TRANSFERS

SHARE TO SHARE	$2.00	WAIVE
MONEY MARKET < 4	$2.00	WAIVE

ATM / DEBIT

INITIAL CARD FEE	$10.00	WAIVE
ATM TRANSACTION FEE'S	$1.50	WAIVE
WITHDRAWALS (OVER 5 PER MONTH)	$1.50	WAIVE
ATM / POS OVERDRAFT	$29.50
CARD REPLACEMENT (EXPRESS)	$20.00
PIN Replacement	$10.00	WAIVE

VISA

ANNUAL FEE	$25.00	WAIVE
VISA LATE FEE	$20.00
ACCOUNT CLOSED WITHIN 90 DAYS	$10.00
LOST / REPLACEMENT CARD (EXPRESS)	$20.00
OVER THE LIMIT	$20.00
PHONE PAYMENTS	$5.00

LOANS

LOAN APPLICATION FEE (CONSUMER)	$25.00	*
LOAN APPLICATION FEE (MORTGAGE)	$150.00	*
LOAN LATE FEE	$10.00

ONLINE BANKING

MONTHLY SERVICE

$9.95

WAIVE

BILL PAYING

MONTHLY SERVICE	$7.95	WAIVE
POSTAL FEES	$0.45	WAIVE
STOP PAYMENTS	$29.50
ACH NSF	$29.50
RE-REGISTRATION FEE	$10.00

SHARED BRANCHING NETWORK

WITHDRAWALS	$1.50	WAIVE
DEPOSITS	$1.50	WAIVE

SAFE DEPOSIT BOX RENTALS

3 X 5	$30.00
5 X 5	$40.00
3 X 10	$50.00
5 X 10	$80.00
10 X 10	$125.00
LOST KEYS, DRILL BOX	$100.00
LOST KEY REPLACE MENT	$20.00

STATEMENTS

Interim STATEMENT	$5.00
ACCOUNT PRINTOUTS (PER PAGE)	$1.00
COPIES OF ORIGINAL (CERTIFIED)	$10.00

MISCELLANEOUS

TRAVELERS CHECKS (TWO PARTY) - PER 100	$0.50
RESEARCH / RECONCILIATION FEE (HOURLY)	$25.00
RESEARCH / RECONCILIATION FEE (MINIMUM)	$15.00
NOTARY SERVICE	$5.00	WAIVE
GARNISHMENT / LEVY /TAX LIEN PROCESSING	$75.00
RATE ADJUSTMENTS FEE - 1% OF OUTSTANDING BALANCE
DORMANT ACCOUNT >12 MONTHS (PER MONTH)	$5.00
FAX DOCUMENT (PER PAGE)	$3.00

RATES ARE SUBJECT TO CHANGE, CONTACT THE CREDIT UNION FOR CURRENT RATES

 

STATUTORY LIEN NOTICE If you are in default on a financial obligation to Miami Firefighters FCU, Federal Law gives us the right to apply member shares, dividends and deposits in your accounts(s) at the time of the default to satisfy the obligation. When you default we may exercise the right without  further notification to you. further, we may impress shares of any member who is a responsible party on a financial obligation in default at the credit union.

 
* FEES MAY BE WAIVED OR PAID BY THE CREDIT UNION BASED ON
YOUR RELATIONSHIP WITH THE CREDIT UNION OR PROMOTIONS BEING OFFERED