Fee Schedule

At your credit union we try to keep your fees to a minimum but some are necessary in order to keep cost down. Please refer to the attached Fee Schedule to see the advantages of being a member.

SHARE ACCOUNTS
MEMBERSHIP FEE (ONE TIME)

$10.00

WAIVED

MINIM BALANCE TO MAINTAIN ACCOUNT

$5.00

ACCOUNT CLOSED Within 90 DAYS

$25.00

SHARE DRAFT ACCOUNTS
NSF

$29.00

PAID NSF (ODP)

$29.50

STOP PAYMENTS

$29.50

CANCELLATION OF STOP PAYMENTS

$20.00

COPIES OF CHECKS

$5.00

SHARE DRAFT ORDERS

COST +$2.00

50 & OVER CLUB SHARE DRAFT ORDERS

STANDARD CHECKS

FREE

TEMPORARY CHECKS (EACH)

$0.50

HIGH YIELD CHECKING <$10,000

$25.00

ACH
NSF                          

$29.50

STOP PAYMENTS

$29.50


DOMESTIC WIRES
INCOMING

$25.00

OUTGOING

$25.00

INCOMING WIRE TRACE

$10.00

INTERNATIONAL WIRES
INCOMING

$25.00

OUTGOING

$35.00

INCOMING WORE TRACE

$10.00

DEPOSITED RETURN ITEMS
FIRST TIME

$20.00

SECOND TIME

$20.00

SHARED BRANCH / ATM DEPOSITS

$20.00

DEPOSITED RETURN CHECKS (ME TO ME)

$35.00


CREDIT UNION CHECKS (TELLER CHECKS)
TELLER CHECKS (ME TO ME)

$5.00

WAVED

TELLER CHECKS <$1,000 (THIRD PARTY)

$5.00

STOP PAYMENTS

$30.00

TRANSFERS

SHARE TO SHARE

$2.00

WAIVED

MONEY MARKET < 4

$2.00

WAIVED


ATM / DEBIT
INITIAL CARD FEE

$10.00

WAIVED

ATM TRANSACTION FEE'S

$1.50

WAIVED

WITHDRAWALS (OVER 5 PER MONTH)

$1.50

WAIVED

ATM / POS OVERDRAFT

$29.50

CARD REPLACEMENT (EXPRESS)

$20.00

PIN Replacement

$10.00

WAIVED


VISA
ANNUAL FEE

$25.00

WAIVED

VISA LATE FEE

$20.00

ACCOUNT CLOSED WITHIN 90 DAYS

$10.00

LOST / REPLACEMENT CARD (EXPRESS)

$20.00

OVER THE LIMIT

$20.00

PHONE PAYMENTS

$5.00


LOANS
LOAN APPLICATION FEE (CONSUMER)

$25.00

*
LOAN APPLICATION FEE (MORTGAGE)

$150.00

*
LOAN LATE FEE

$10.00


ONLINE BANKING
MONTHLY SERVICE                                     

$9.95

 WAIVED


BILL PAYING
MONTHLY SERVICE

$7.95

WAIVED

POSTAL FEES

$0.45

WAIVED

STOP PAYMENTS

$29.50

ACH NSF

$29.50

RE-REGISTRATION FEE

$10.00


SHARED BRANCHING NETWORK
WITHDRAWALS

$1.50

WAIVED

DEPOSITS

$1.50

WAIVED


SAFE DEPOSIT BOX RENTALS
3 X 5

$30.00

5 X 5

$40.00

3 X 10

$50.00

5 X 10

$80.00

10 X 10

$125.00

LOST KEYS, DRILL BOX

$100.00

LOST KEY REPLACE MENT

$20.00


STATEMENTS
Interim STATEMENT

$5.00

ACCOUNT PRINTOUTS (PER PAGE)

$1.00

COPIES OF ORIGINAL (CERTIFIED)

$10.00

MISCELLANEOUS
TRAVELERS CHECKS (TWO PARTY) - PER 100

$0.50

RESEARCH / RECONCILIATION FEE (HOURLY)

$25.00

RESEARCH / RECONCILIATION FEE (MINIMUM)

$15.00

NOTARY SERVICE

$5.00

WAIVED
GARNISHMENT / LEVY /TAX LIEN PROCESSING

$75.00

RATE ADJUSTMENTS FEE - 1% OF OUTSTANDING BALANCE
DORMANT ACCOUNT  <2 YEARS

$10.00

FAX DOCUMENT (PER PAGE)

$3.00


* FEES MAY BE WAIVED OR PAID BY THE CREDIT UNION BASED ON
YOUR RELATIONSHIP WITH THE CREDIT UNION OR PROMOTIONS BEING OFFERED

RATES ARE SUBJECT TO CHANGE, CONTACT THE CREDIT UNION FOR CURRENT RATES

STATUTORY LIEN NOTICE
If you are in default on a financial obligation to Miami Firefighters FCU, Federal Law gives us the right to apply member shares, dividends and deposits in your accounts(s) at the time of the default to satisfy the obligation. When you default we may exercise the right without  further notification to you. further, we may impress shares of any member who is a responsible party on a financial obligation in default at the credit union.

 





 
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