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Fee Schedule
At your credit union we try to keep your fees to a minimum but some are necessary in order to keep cost down. Please refer to the attached Fee Schedule to see the advantages of being a member.
SHARE ACCOUNTS
| MEMBERSHIP FEE (ONE TIME) |
$10.00 |
WAIVED |
| MINIM BALANCE TO MAINTAIN ACCOUNT |
$5.00 |
|
| ACCOUNT CLOSED Within 90 DAYS |
$25.00 |
|
SHARE DRAFT ACCOUNTS
| NSF |
$29.00 |
|
| PAID NSF (ODP) |
$29.50 |
|
| STOP PAYMENTS |
$29.50 |
|
| CANCELLATION OF STOP PAYMENTS |
$20.00 |
|
| COPIES OF CHECKS |
$5.00 |
|
| SHARE DRAFT ORDERS |
COST +$2.00 |
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| 50 & OVER CLUB SHARE DRAFT ORDERS |
STANDARD CHECKS |
FREE |
| TEMPORARY CHECKS (EACH) |
$0.50 |
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| HIGH YIELD CHECKING <$10,000 |
$25.00 |
|
ACH
| NSF |
$29.50 |
| STOP PAYMENTS |
$29.50 |
DOMESTIC WIRES
| INCOMING |
$25.00 |
| OUTGOING |
$25.00 |
| INCOMING WIRE TRACE |
$10.00 |
INTERNATIONAL WIRES
| INCOMING |
$25.00 |
| OUTGOING |
$35.00 |
| INCOMING WORE TRACE |
$10.00 |
DEPOSITED RETURN ITEMS
| FIRST TIME |
$20.00 |
| SECOND TIME |
$20.00 |
| SHARED BRANCH / ATM DEPOSITS |
$20.00 |
| DEPOSITED RETURN CHECKS (ME TO ME) |
$35.00 |
CREDIT UNION CHECKS (TELLER CHECKS)
| TELLER CHECKS (ME TO ME) |
$5.00 |
WAVED |
| TELLER CHECKS <$1,000 (THIRD PARTY) |
$5.00 |
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| STOP PAYMENTS |
$30.00 |
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TRANSFERS
| SHARE TO SHARE |
$2.00 |
WAIVED |
| MONEY MARKET < 4 |
$2.00 |
WAIVED |
ATM / DEBIT
| INITIAL CARD FEE |
$10.00 |
WAIVED |
| ATM TRANSACTION FEE'S |
$1.50 |
WAIVED |
| WITHDRAWALS (OVER 5 PER MONTH) |
$1.50 |
WAIVED |
| ATM / POS OVERDRAFT |
$29.50 |
|
| CARD REPLACEMENT (EXPRESS) |
$20.00 |
|
| PIN Replacement |
$10.00 |
WAIVED |
VISA
| ANNUAL FEE |
$25.00 |
WAIVED |
| VISA LATE FEE |
$20.00 |
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| ACCOUNT CLOSED WITHIN 90 DAYS |
$10.00 |
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| LOST / REPLACEMENT CARD (EXPRESS) |
$20.00 |
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| OVER THE LIMIT |
$20.00 |
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| PHONE PAYMENTS |
$5.00 |
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LOANS
| LOAN APPLICATION FEE (CONSUMER) |
$25.00 |
* |
| LOAN APPLICATION FEE (MORTGAGE) |
$150.00 |
* |
| LOAN LATE FEE |
$10.00 |
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ONLINE BANKING
| MONTHLY SERVICE |
$9.95 |
WAIVED |
BILL PAYING
| MONTHLY SERVICE |
$7.95 |
WAIVED |
| POSTAL FEES |
$0.45 |
WAIVED |
| STOP PAYMENTS |
$29.50 |
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| ACH NSF |
$29.50 |
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| RE-REGISTRATION FEE |
$10.00 |
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SHARED BRANCHING NETWORK
| WITHDRAWALS |
$1.50 |
WAIVED |
| DEPOSITS |
$1.50 |
WAIVED |
SAFE DEPOSIT BOX RENTALS
| 3 X 5 |
$30.00 |
| 5 X 5 |
$40.00 |
| 3 X 10 |
$50.00 |
| 5 X 10 |
$80.00 |
| 10 X 10 |
$125.00 |
| LOST KEYS, DRILL BOX |
$100.00 |
| LOST KEY REPLACE MENT |
$20.00 |
STATEMENTS
| Interim STATEMENT |
$5.00 |
| ACCOUNT PRINTOUTS (PER PAGE) |
$1.00 |
| COPIES OF ORIGINAL (CERTIFIED) |
$10.00 |
MISCELLANEOUS
| TRAVELERS CHECKS (TWO PARTY) - PER 100 |
$0.50 |
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| RESEARCH / RECONCILIATION FEE (HOURLY) |
$25.00 |
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| RESEARCH / RECONCILIATION FEE (MINIMUM) |
$15.00 |
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| NOTARY SERVICE |
$5.00 |
WAIVED |
| GARNISHMENT / LEVY /TAX LIEN PROCESSING |
$75.00 |
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| RATE ADJUSTMENTS FEE - 1% OF OUTSTANDING BALANCE |
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| DORMANT ACCOUNT <2 YEARS |
$10.00 |
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| FAX DOCUMENT (PER PAGE) |
$3.00 |
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* FEES MAY BE WAIVED OR PAID BY THE CREDIT UNION BASED ON
YOUR RELATIONSHIP WITH THE CREDIT UNION OR PROMOTIONS BEING OFFERED
RATES ARE SUBJECT TO CHANGE, CONTACT THE CREDIT UNION FOR CURRENT RATES
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STATUTORY LIEN NOTICE
If you are in default on a financial obligation to Miami Firefighters FCU, Federal Law gives us the right to apply member shares, dividends and deposits in your accounts(s) at the time of the default to satisfy the obligation. When you default we may exercise the right without further notification to you. further, we may impress shares of any member who is a responsible party on a financial obligation in default at the credit union. |
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