Auto Loans

 

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 If you’re ready to buy a new or used vehicle, start with your credit union before you visit the dealership.

Let us help you save money on your entire car buying experience.

  • Skip The 0% – Even if you can qualify for 0% dealer offers, you may have to choose between low-rate financing and a rebate. Accept the rebate, get your loan pre-approved with us and you’ll be in a stronger bargaining position as a cash buyer. Plus, by taking the rebate, you’re lowering the overall cost of the vehicle.
  • We’ll Match Or Beat The Rate!* – Give us a chance to match or even beat your interest rate! A lower rate means a lower monthly payment with more cash in your pocket – not the dealer’s!

In addition to our low loan rates, we offer many auto-related products and services designed to save you money.

  • Use Autoseekers – Take the hassle out of buying a car, Autoseekers can help you find the best price on any new or certified pre-owned vehicle you are looking for.
  • GAP (Guaranteed Asset Protection) – Protect against financial loss if your vehicle is stolen or totaled. Compare our $250 cost for GAP to what dealers charge and you won’t believe the savings at your credit union!
  • Extended Warranty – Purchase an affordable extended warranty at the credit union. You’ll get comprehensive vehicle coverage at rates hundreds of dollars lower than at the dealership.
  • Convenient Payments – You will automatically receive a 0.25% discount on your vehicle loan when you make your payments through payroll deduction.  And, you will also receive an extra 0.25% discount on your vehicle loan if you have Direct Deposit.
  • Member Rewards – Depending on your member relationship you may be able to benefit from consumer loan discounts up to 0.25%.

Apply for your loan now or you may also call us at your convenience at 305.324.4004 or stop by our office.Member Rewards

Member Rewards

Build your relationship with Miami Firefighters FCU. With our Member Rewards program the more you use your credit union for loanschecking and savings accounts, the more your credit union prospers and grows and this means more and better services and pricing for you.

*This program does not apply to those situations where the payment offered by the dealer or the financial institution is priced well below market (i.e., below market financing on selected models for terms shorter than market terms, as an inducement to purchase, in lieu of rebates, and dealership buy downs, etc.) No other discounts apply. Offer may be rescinded by the credit union at any time without notice.