Rates

 Loan Rates | Deposit Rates

Auto Loans
Rates as of: October1st, 2012
Loan Term                  Rate APR*
New Auto                     
Rate APR*
Used Auto                  
36 Months as low as1 1.49% as low as1 1.49%
60 Months as low as1 2.74% as low as1 2.74%
Motorcycles
Rates as of: October 1st, 2012
Loan Term Rate APR*
New Motorcycle
Rate APR*
Used Motorcycle
60 Months as low as1 7.25% as low as1 8.25%
Boats
Rates as of: October 1st, 2012
Loan Term Rate APR*
New Boats
Rate APR*
Used Boats
Up to 180 Months as low as1 5.00% as low as1 5.50%
Camping Trailers or Motor Homes   
Rates as of: October 1st, 2012
 Loan Term Rate APR* 
New
Rate APR*
Used
 108 Months  as low as1 5.00%  as low as1 5.00%
Mortgages
Rates as of: October1st, 2012
  Rate APR* Loan to Value
(LTV)
5/1 ARM as low as1 3.25% 70%
Home Equity
Rates as of: October 1st, 2012
Home Equity Line of Credit
(Open End)
 Rate APR* Loan to Value
(LTV)
Single Family Home as low as1 4.25% Up to 80%
Condos and Townhomes as low as1 4.25% Up to 60%
Home Equity (Closed End) as low as1 4.75% Up to 80%
Home Equity – We are in first
(Closed End)
as low as1 4.75% Up to 80%

 *APR – Annual Percentage Rate.  Consumer loan rates, which are subject to change without notice, may vary with respect to your credit history, the model year of the vehicle, the term of the loan and loan to value.  Annual Percentage Rate is subject to credit union guidelines.

1The “as low as” rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount and an additional 0.25% discount for members who meet the requirements of a Deluxe Relationship.  Deluxe Relationship Requirements – Household balance of $15,000 or more (total deposit or total loan balance).