Deposit Rates

Deposit Rates | Loan Rates

Regular Savings (Share) Accounts
Rates as of: October 1st, 2012 
Balance Dividend Rate APY* 
$50.00 0.15% 0.15% 
Checking Accounts
Rates as of: October 1st, 2012    
Balance Dividend Rate APY* 
 $0.00 0.00% 0.00% 
Money Market Savings Account
Rates as of: October 1st, 2012        
Balance Dividend Rate APY*  
$0 – $2,499 0.15% 0.15% 
$2,500 – $10,000 0.20% 0.20% 
$10,001 – $25,000 0.25% 0.25% 
$25,001 – $50,000 0.30% 0.30% 
$50,001 or greater 0.30% 0.30% 
Money Market Checking
Rates as of: October 1st, 2012 
Balance Dividend Rate APY* 
$10,000 or greater 0.10% 0.10% 
Share Certificates
Rates as of: October 1st, 2012
Term Minimum Balance APY* Dividend Rate1
6 Months $1,000 0.35% 0.35%
7 Months $1,000 0.37%  0.37%
12 Months $1,000 0.40%  0.40%
12 Months – Jumbo $50,000 0.40%  0.40%
18 Months $1,000 0.45%  0.45%
24 Months $1,000 0.55%  0.55%
24 Months – Jumbo $50,000 0.55%  0.55%
30 Months $1,000 0.60%  0.60%
30 Months – Jumbo $50,000 0.60%  0.60%
36 Months $1,000 0.70%  0.70%
48 Months $1,000 1.00%  1.00%
60 Months $1,000 1.15%

 1.15%

Individual Retirement Accounts (IRA)
Rates as of: October 1st, 2012
Type Minimum Balance APY* Dividend Rate1
IRA Share $50 0.25% 0.25%
7 Month IRA Certificate $1,000 0.37% 0.37%
18 Month IRA Certificate $1,000 0.45% 0.45%
30 Month IRA Certificate $1,000 0.60% 0.60%
60 Month IRA Certificate $1,000 1.15% 1.15%

* APY – Annual Percentage Yield

1 Deluxe Dividend Rate includes an additional 0.25% for members who meet the requirements of a Deluxe Relationship.  Deluxe Relationship Requirements – Household balance of $15,000 or more (total deposit or total loan balance)