Deposit Rates

Deposit Rates | Loan Rates

Regular Savings (Share) Accounts Rates as of: July 28th, 2014 
Balance Dividend Rate APY* 
$50.00 0.15% 0.15% 
Checking Accounts Rates as of: July 28th, 2014
Balance Dividend Rate APY* 
 $0.00 0.00% 0.00% 
Money Market Savings Account Rates as of: July 28th, 2014
Balance Dividend Rate APY*  
$0 – $2,499 0.15% 0.15%
$2,500 – $10,000 0.20% 0.20%
$10,001 – $25,000 0.25% 0.25%
$25,001 – $50,000 0.30% 0.30%
$50,001 or greater 0.30% 0.30%
The money market savings account is a tiered account.  Once a particular range is met the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
Money Market Checking Rates as of: July 28th, 2014
Balance Dividend Rate APY* 
$10,000 or greater 0.10% 0.10%
The money market checking account is a tiered account.  Once the range is met the dividend rate and annual percentage yield for that balance range will apply to the full balance of your account.
Share Certificates Rates as of: July 28th, 2014
Term DISCLOSURE Minimum Balance APY* Dividend Rate1
6 Months $1,000 0.35% 0.35%
7 Months $1,000 0.37%  0.37%
12 Months $1,000 0.40%  0.40%
12 Months – Jumbo $50,000 0.40%  0.40%
18 Months $1,000 0.45%  0.45%
24 Months $1,000 0.55%  0.55%
24 Months – Jumbo $50,000 0.55%  0.55%
30 Months $1,000 0.60%  0.60%
30 Months – Jumbo $50,000 0.60%  0.60%
36 Months $1,000 0.70%  0.70%
48 Months $1,000 1.00%  1.00%
60 Months $1,000 1.15%  1.15%
Individual Retirement Accounts (IRA) Rates as of: July 28th, 2014
DISCLOSURE
Type Minimum Balance APY* Dividend Rate1
IRA Share $50 0.25% 0.25%
7 Month IRA Certificate $1,000 0.37% 0.37%
18 Month IRA Certificate $1,000 0.45% 0.45%
30 Month IRA Certificate $1,000 0.60% 0.60%
60 Month IRA Certificate $1,000 1.15% 1.15%

* APY – Annual Percentage Yield.  The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period.  For all accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors.  Fees may reduce earnings.
1 Deluxe Dividend Rate includes an additional 0.25% for members who meet the requirements of a Deluxe Relationship.  Deluxe Relationship Requirements – Household balance of $15,000 or more (total deposit or total loan balance)