Fee Schedule

FEE SCHEDULE – Effective June 1, 2017

REGULAR SHARE ACCOUNT Basic Value Advantage Deluxe
Minimum balance to maintain an account $5.00 $5.00 $5.00 $5.00
Account closed within 90 days of opening $25.00 $25.00 $25.00 $25.00
Money Market Savings Account Basic Value Advantage Deluxe
Minimum balance to earn dividends $50.00 $50.00 $50.00 $50.00
Money Market Checking Account Basic Value Advantage Deluxe
Minimum balance to earn dividends $10,000.00 $10,000.00 $10,000.00 $10,000.00
CHECKING ACCOUNT FEES Basic Value Advantage Deluxe
Non-sufficient funds charge $35.00 $35.00 $35.00 1 waived per yr
Uncollected funds charge $35.00 $35.00 $35.00 1 waived per yr
Courtesy Pay charge due to NSF/Uncollected funds $35.00 $35.00 $35.00 1 waived per yr
ACH NSF $35.00 $35.00 $35.00 1 waived per yr
Bill Pay NSF Fee $35.00 $35.00 $35.00 1 waived per yr
Returned ATM deposits $35.00 $35.00 $35.00 $35.00
Returned Shared Branch Deposits $35.00 $35.00 $35.00 $35.00
Returned (me to me) checks from other institutions $40.00 $40.00 $40.00 $40.00
Overdraft Transfer Fee $2.00 FREE FREE FREE
Stop Payment Fee $35.00 $35.00 $35.00 $35.00
Stop Payment for range of checks (per book if lost) $35.00 $35.00 $35.00 $35.00
ACH Stop Payment Fee $35.00 $35.00 $35.00 $35.00
Foreign ATM Withdrawal, Balance Inquiry $2.00 $1.50 $1.00 FREE
Foreign ATM is any ATM that is not operated by Presto (Publix), CU24, CUHere, MoneyPass.
Issue of first Debit/Check Card with pin number FREE FREE FREE FREE
Replacement of Debit/Check Card (per card) FREE FREE FREE FREE
Express (3 Days) $75.00 $75.00 $75.00 $75.00
Replacement of PIN number (Debit) FREE FREE FREE FREE
OTHER SERVICES AND FEES Basic Value Advantage Deluxe
Temporary Checks (per page) 2 pages free per quarter, $2.50 thereafter FREE FREE FREE
Shared Draft (check) Orders Cost Cost Cost Cost
Senior (50 and over) Draft (check) orders – Standard checks only FREE FREE FREE FREE
Cashier’s Check Fee $5.00 $3.00 FREE FREE
Cashier’s Check Exchange Fee – charge to dealer $35.00 $35.00 $35.00 $35.00
Suspension of payment on a Cashier’s Checks (Indemnity Bond Required) $35.00 $35.00 $35.00 $35.00
Visa Gift Cards $4.00 $4.00 $4.00 FREE
Dormant Account Fees $5.00 $5.00 $5.00 $5.00
Returned Mail Fee – Per Month $5.00 $5.00 $5.00 $5.00
Regular Mailed Monthly/Quarterly Paper Statements $1.00 $1.00 $1.00 FREE
E-Statements FREE FREE FREE FREE
Statement Copy $5.00 each $5.00 each $5.00 each $5.00 each
Statement Copies (older than 3 calendar years) – Per Hour $30.00 $30.00 $30.00 $30.00
Statement Copy (Certified) $10.00 $10.00 $10.00 $10.00
History of account (Per Page) $1.00 each $1.00 each FREE FREE
Research/Reconciliation Fee (per hour) $30.00 $30.00 $30.00 $30.00
Research/Reconciliation Fee Minimum $15.00 $15.00 $15.00 $15.00
Copies of processed checks $5.00 each $5.00 each 10 Free (current year) then $5 each 10 Free (current year) then $5 each</td
Copies of other documents (per page) $5.00 $5.00 $5.00 $5.00
Online Banking FREE FREE FREE FREE
Bill Payment FREE FREE FREE FREE
Garnishment/Levy/Tax Lien Processing $150.00 $150.00 $150.00 $150.00
Calls to Member Service Center for Balance Inquiries/Withdrawals/Transfers (Transactions that can be completed using MFFCU’s Home Banking and/or Fireline) $1.00 $1.00 FREE FREE
Rejected ACH (After 3 of same item) $10.00 $10.00 $10.00 $10.00
Delinquent Loan Transfer Fee $5.00 $5.00 $5.00 $5.00
Delinquent Visa Transfer Fee $5.00 $5.00 $5.00 $5.00
SHARED BRANCHING NETWORK Basic Value Advantage Deluxe
Withdrawals $1.50 2 free, $1.50 thereafter 3 free, $1.50 thereafter 4 free, $1.50 thereafter
Deposits $1.50 2 free, $1.50 thereafter 3 free, $1.50 thereafter 4 free, $1.50 thereafter
WIRE TRANSFERS
Domestic Wires (Incoming) $10.00 $10.00 $10.00 $5.00
Domestic Wires (Outgoing) $20.00 $20.00 $20.00 $15.00
International Wires (Incoming/Outgoing) $35.00 $35.00 $35.00 $25.00
TRAVELER’S CHEQUES Basic Value Advantage Deluxe
Traveler’s Cheques Fee – per $100 $1.00 $1.00 Free Free
SAFE DEPOSIT BOX RENTALS Basic Value Advantage Deluxe
3X5 $30.00 $30.00 $30.00 $30.00
5X5 $40.00 $40.00 $40.00 $40.00
3X10 $50.00 $50.00 $50.00 $50.00
5X10 $80.00 $80.00 $80.00 $80.00
10X10 $125.00 $125.00 $125.00 $125.00
Key Deposit $10.00 $10.00 $10.00 $10.00
Lost Keys Drill Box Cost Cost Cost Cost
Lost Key Replacement $20.00 $20.00 $20.00 $20.00
DISCOUNT/BONUS RATES Basic Value Advantage Deluxe
Discount rate from base rate for Consumer Loans (Secured) 0.00% 0.00% -0.15% -0.25%
Bonus rate from base dividend rate for Certificates 0.00% 0.00% +0.15% +0.25%

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