Thrilling and Chilling Halloween Costume Contest Rules

Official Rules

Eligibility: No purchase or obligation is required to participate in or win the contest (the “Contest”). Contest participants must be members of Miami Firefighters Federal Credit Union (the “Sponsor”) as of October 29th, 2020. Contest participants must be 18 years of age or older at time of Contest participation. Employees of the Sponsor, and employees of third parties used by the Sponsor to operate any part of the Contest (collectively, “Contest Entities”), and their immediate families (spouses, parents, children and siblings, and each of their respective spouses), and members of the household of such individuals are not eligible to register for the contest.

How To Enter the Contest: The Contest begins at 12:00 am, Eastern Time, on October 29, 2020, and ends at 11:59 pm, Eastern Time, on November 15, 2020 (the “Contest Period”). Visit Miami Firefighters Federal Credit Union’s website and follow the instructions to enter the contest.

To enter the Contest, a participant must upload an original photo with the hashtag #BOOFROMMFFCU like the contest post, tag 3 other MFFCU members, and follow the Sponsor’s Facebook, Instagram and/or Twitter page. All material so submitted by such participant (the “Entrant”) to the Sponsor in connection with the Contest is collectively referred to herein as the “Entry.” Each Entrant may submit only one Entry during the Contest Period. The Sponsor has the discretion to disqualify any Entry the Sponsor deems inappropriate or unsuitable. By submitting an Entry, the Entrant represents and warrants that each individual appearing or depicted in the Entry (each, a “Subject”) is aware that the Entrant is submitting an Entry containing the Subject in the Contest, and that all Subjects depicted in the Entry have agreed that the Entrant may submit such Entry. Further, if any Subject is a minor, the Entrant represents and warrants that the Entrant has obtained a written release from such minor’s parent or legal guardian.  By submitting an Entry, the Entrant acknowledges that such Entry, in its entirety or any portion thereof, may be posted on the Sponsor’ social media pages and may be used in other Sponsor-selected media, and the hereby grants all rights necessary to the Contest Entities, or any of them, to so post, broadcast and or use such Entry or any portion thereof. In the Sponsor’s discretion, the Entrant may be required at any time to obtain and submit a signed, written release form from any Subject (including any minor). Failure to provide any such release when and as requested by the Sponsor may result in disqualification of the Entry. Normal Internet access and usage charges imposed by the Entrant’s online service provider will apply and are the Entrant’s sole responsibility. Entries become the property of the Sponsor and will not be returned. The Sponsor is not responsible for lost, late, misdirected, corrupted, incomplete or damaged Entries. Proof of submission is not proof of receipt by the Sponsor.

Contest Entry Requirements: In the event the Sponsor, in its sole discretion, determines that any Entry contains content that does not comply with these Official Rules or does not otherwise comply with applicable legal or regulatory requirements, the Sponsor reserves the right to disqualify the Entry or, if the Sponsor determines, edit the content of the Entry. All Entries must be the sole, original work of the Entrant. Entrants may not copy or otherwise plagiarize any portion of the Entry from any other source. Entries may not have been published previously or have been submitted in any other competition. The Entrant must own all rights in and to the Entry. The Sponsor reserves the right to disqualify any Entry that is not in keeping with the Sponsor’s image, or desired image. The Sponsor will disqualify any Entry that contains obscene, profane, lewd, defamatory or inappropriate images; and any Entry that includes nudity, acts of violence, acts that appear to cause injury or harm, or acts that are illegal or dangerous, as determined in Sponsor’s sole discretion. Entries may not contain any third party materials, and may not contain any materials that violate or infringe (or may be at risk of infringing) any third party rights, including without limitation copyright, trademark rights, privacy rights (including portrayal in a false light), publicity rights, or other intellectual property rights. Entries should not contain logos (other than the logo of Miami Firefighters Federal Credit Union), marks that identify a brand, proper names, license plate numbers or other personal or proprietary materials of any entity or person living or deceased. The Sponsor has the sole discretion to determine whether an Entry is eligible. Any Entry that violates these Official Rules or is otherwise objectionable (as determined solely by the Sponsor) will not be considered and will be disqualified. Automated, script, macro or robotic Entries will be disqualified.

Transfer of Rights: By submitting an Entry, the Entrant hereby irrevocably grants and assigns to the Sponsor (or the Contest Entities, as applicable), on an exclusive, perpetual, and worldwide basis, all right, title and interest in and to the Entry, whereby the Sponsor (or, if applicable, the Contest Entities) may exclusively use and enjoy all rights to reproduce, publish, edit, market, store, adapt, assign, sell, dispose of, distribute, have distributed, publicly and privately display, communicate, publicly and privately perform, transmit, have transmitted, create derivative works based upon, and promote the Entry or excerpts of the Entry (as such may be edited and modified by the Sponsor in its discretion) in perpetuity, for editorial, commercial, promotional and all other purposes (including posting on Sponsor-affiliated websites and other Sponsor-selected media). The Entrant hereby disclaims any rights, including any copyright or any other intellectual property right, in or to the Entry following the Entrant’s assignment of the Entry, as contemplated hereby.

Voting to Determine the Grand Prize Winners: Visitors to the Sponsor’s social media pages (“Visitors”) will be the judges of Entries for purposes of determining the winners of the Contest. Each qualifying “like” of an Entry will be registered as a vote in favor of that Entry. The (“Entrant”) will also need to like the contest post, tag 3 other MFFCU members, and follow the Sponsor’s Facebook, Instagram and/or Twitter page to win.  The Sponsor may use third-party software and applications to monitor or limit the number of votes by a Visitor.

Prizes: Winners will be determined by the number of “likes” or votes of each picture, plus the (“Entrant”) must be a MFFCU member, like the contest post, tags 3 other MFFCU members, and follows the Sponsor’s Facebook, Instagram and/or Twitter page as follows:

Best Group Costume – $150 Gift Card

Best Kid(s) Costume – $150 Gift Card

Best Single Costume – $100 Gift Card

Best Pet Costume – $100 Gift Card

General Rules: By participating in the Contest, Entrants, Subjects, and Visitors (and their parents and legal guardians, in the case of minors) agree to these Official Rules and the decisions of the Visitors (as voting judges), the Sponsor, and the Contest Entities, which decisions shall be final and binding in all respects. Entries will be disqualified if automatic voting software is used in their favor. All Contest winners, Entrants, Subjects, and Visitors (and their parents and legal guardians, in the case of minors), as a condition of participation in any aspect of the Contest, agree to indemnify, defend, hold harmless and forever release the Contest Entities from and against any and all liability, claims or actions of any kind whatsoever for injuries, damages, or losses to persons or property that may be sustained in connection with creating or submitting an Entry, in connection with being a Visitor, or otherwise participating in any aspect of the Contest, the receipt, ownership or use of any prize awarded, or any typographical or other error in these Official Rules or the announcement or offering of the prizes. Acceptance of a prize constitutes the irrevocable grant of permission to the Contest Entities to use winning Entrants’ names, likenesses, and the winning Entrants’ Entries for promotional purposes (including any possible public relations opportunities) without further compensation except where prohibited by law. Neither the Sponsor, the Contest Entities, nor any of their respective representative will be responsible for any technical, hardware, software or telephone malfunctions of any kind, lost or unavailable network connections, or failed, incorrect, incomplete, inaccurate, garbled or delayed electronic communications caused by the user or by any of the equipment or programming associated with or used in the Contest or by any human error that may occur in the processing of the Entries or the voting in the Contest or for any liability for damage to any computer system resulting from participation in, accessing, or downloading information in connection with the Contest. The Sponsor’s failure to enforce any term or provision of these Official Rules shall not constitute a waiver of that term or provision. The Sponsor reserves the right to cancel or modify the Contest or online voting for any reason, including (but not limited to) if, for any reason, the Contest is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of the Sponsor that corrupt or affect the administration, security, fairness, integrity or proper conduct of the Contest. If the online voting is cancelled, the Sponsor reserves the right to determine or select the winners from among all eligible Entries received prior to such cancellation, based on any criteria determined by the Sponsor in its sole discretion.

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