You may be eligible to buy a home sooner than you thought.

Now there’s a mortgage that recognizes the unique needs of today’s homebuyers – the HomeReady™ mortgage.

Down payment as low as 3% – not everyone can afford to make a large down payment when buying a home, and with the HomeReady™ mortgage you won’t have to*.

Qualify for a mortgage with help from co-borrowers or extended households – HomeReady™ mortgage allows co-borrowers who don’t live in the home to be included on the mortgage, such as parents or others who want to help.  And, extended family or other household members’ income can help you qualify – even if they aren’t on the mortgage.

Savings over the life of the loan – Private mortgage insurance may be eligible to be canceled once 20% home equity is reached, unlike mortgage insurance on government-insured loans.

Homeownership education to help you succeed – the convenient online education required for HomeReady™ mortgage prepares you to buy and own a home for the long run.

*Subject to credit approval

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