The SIREN – January 2020

Ring In the New Year!

Happy New Year to all our members and their families. At Miami Firefighters Federal Credit Union, we wish you health, happiness and a prosperous 2020.

A start to the New Year is the perfect time to assess your goals as they relate to your family, your career, your life. Here at the credit union, we have decided that in this New Year 2020, we will change our printed quarterly newsletter to a monthly e-Newsletter- we are GOING GREEN! We have found that you are reading your emails more than you read our printed newsletter, so going green allows us to keep you informed while helping save the planet.

With that said, our monthly e-Newsletter will be highlighting everything you need to know to get the most from your credit union membership. We will send you the best ways to save, the easiest way to take out a loan, the latest info on financial fitness and your credit score, tips on how you can avoid fraud, etc.

So, let us know how you like the new, greener way. Feel free to reach out to us on Facebook, Twitter or Instagram and tell us how you feel about the new e-Newsletter. 

2019: The Year in Review

The past year was a stellar year for the Credit Union in many ways. We have helped many members conquer financial obstacles and attain their lifelong dreams of buying a home, driving the car they have always wanted and retiring in a healthy way. We share with you some of our brightest achievements:

  • Total Consumer loans exceeded $21 MILLION
  • Total Mortgage loans exceeded $14 MILLION.
  • Deposits increased to $100 MILLION.
  • Assets increased to over $113 MILLION.
  • Capital strength increased from 9.79 to 10.20.
  • Net income increased to over $1.3 MILLION.
  • We are a Bauer Financial 5 Star institution for safety and soundness 


During the year, we introduced the “Class A Money Market Savings Account” which allows us to pay higher dividends to members who do fewer than 6 transactions per month.


We also introduced FIRELive! We pride ourselves on being at the leading edge of technology that permits an in-branch like experience through smart phones, tablets and computers using two way video communication. FIRELive! creates a more personal and secure way to communicate with us about your accounts, loans or anything related to your financial picture.

Debit Card Text Fraud Alerts

To ensure the safety of your debit card, we added text fraud alerts. This service allows you to instantly keep tabs on suspicious debit card activity.

Coming Soon: Credit Card Alerts

As of January 12, 2020, you will also receive fraud alerts for your credit cards. Be sure we have your mobile phone contact information so we can notify you of any suspicious activity.

Membership Growth

During 2019 we also continued to grow; we welcomed employees of Miramar Firefighters Local 2820 to our field of membership. 

Here is the history of when we acquired the many different Fire Departments we serve today:

1935 – Any active or retired employee of the City of Miami Fire Department

1990 – Employees of the City of Miami Firefighters and Police Officers Retirement Trust

1993 – Employees of the Village of Key Biscayne

Any active or retired employee of the following Select Employee Groups (SEG)

2002 – Miami Beach Fire Department

2003 – Coral Gables Fire Department

2003 – Palm Beach County Fire Department

2004 – Delray Beach Fire Department

2007 – Local 1907

2015 – Hialeah Fire Department

2017– Employees of Hollywood Fire Department

2018 – Any active or retired members of Local 3080

Coral Springs/Parkland

Hallandale Beach

Lighthouse Point

Margate/Coconut Creek

North Lauderdale

Oakland Park




2019 – Employees of Miramar Firefighters Local 2820


Martin Luther King Jr Day – Monday, January 20, 2020

Discover more of what we have to offer!

money cycle


computer screen with dollar sign

Great Rates

mobile device

Mobile Banking

home with hammer