Go to main content Miami Firefighters Federal Credit Union Miami Firefighters Federal Credit Union
Online Banking

Balance Transfer

Do you know what rate you’re paying for your credit cards? Chances are your rate is higher than you thought if your cards are with other lenders.
Transfer those high rate balances to your Miami Firefighters credit union’s Visa®

  • 0% APR*  rate for six months after the transfer – regardless of when your credit card was opened
  • A low 10.9% APR* non-variable rate (after the 6 month 0% introductory APR*)
  • Pay NO balance transfer fees
  • Plus, balance transfers are considered purchases not cash advances
  • NO annual fee
  • No penalty rate
If you need a Line of Credit Increase for either purchases or Balance Transfers, please complete a new application so we can start the process for you.


Transfer you balance to your existing Miami Firefighters FCU Visa® and stop paying expensive finance charges on credit cards from other lenders.

The process is easy:
  • Simply call the number on the back of your Visa® card,
  • Have the statement or payment coupon of the credit card you want to transfer available (*The credit card number on your card may not be the account number that needs to be paid off so make sure you have your statement/coupon)
  • Give all information to the representative
  • Allow 10 days for the transfer to be processed

View Classic/Secured Visa Application & Solicitation Disclosure 

If you don’t have our card apply today or stop by our office.

* Annual Percentage Rate.  Subject to credit union lending guidelines.

Go to main navigation