Checking

Accounts will be charged the standard Courtesy Pay Fee of $25 for handling each overdraft created by check, ACH, in-person withdrawal, or other electronic item that is paid. If you have Extended Coverage Point-of-Sale and ATM withdrawals paid will be charged a $25 fee, and $25 for items returned. An overdrawn balance must be repaid within 32 days. We may not pay items under your Courtesy Pay if you do not maintain your account in good standing by bringing your account to a positive balance within every thirty-two (32) day period for a minimum of one business day, if you default on any loan or other obligation to Miami Firefighters FCU, or if your account is subject to any legal or administrative order or levy.