|
Minimum balance to maintain an account
|
$5.00
|
|
Account closed within 90 days of opening
|
$25.00
|
|
Minimum balance to earn dividends
|
$50.00
|
|
Minimum balance to earn dividends
|
$10,000.00
|
|
Non-sufficient funds charge
|
$25.00 (1 waived per year.)
|
|
Uncollected funds charge
|
$25.00 (1 waived per year.)
|
|
Courtesy Pay charge due to NSF/Uncollected funds
|
$25.00 (1 waived per year.)
|
|
ACH NSF
|
$25.00 (1 waived per year.)
|
|
Bill Pay NSF Fee
|
$25.00 (1 waived per year.)
|
|
Returned ATM deposits
|
$35.00
|
|
Returned Shared Branch Deposits
|
$35.00
|
|
Returned (me to me) checks from other institutions
|
$40.00
|
|
Overdraft Transfer Fee
|
FREE
|
|
Stop Payment Fee
|
$35.00
|
|
Stop Payment for range of checks (per book if lost)
|
$35.00
|
|
ACH Stop Payment Fee
|
$35.00
|
|
Foreign ATM Withdrawal, Balance Inquiry
|
FREE
|
|
Issue of first Debit/Check Card with pin number
|
FREE
|
|
Replacement of Debit/Check Card (per card)
|
FREE
|
|
Express (3 Days)
|
$75.00
|
|
Replacement of PIN number (Debit)
|
FREE
|
|
Temporary Checks (per page)
|
FREE
|
|
Shared Draft (check) Orders
|
Cost
|
|
Senior (50 and over) Draft (check) orders – Standard checks only
|
FREE
|
|
Cashier’s Check Fee
|
FREE
|
|
Cashier’s Check Exchange Fee – charge to dealer
|
$35.00
|
|
Suspension of payment on a Cashier’s Checks (Indemnity Bond Required)
|
$35.00
|
|
Visa Gift Cards
|
FREE
|
|
Dormant Account Fees
|
$5.00
|
|
Returned Mail Fee – Per Month
|
$5.00
|
|
Regular Mailed Monthly/Quarterly Paper Statements
|
FREE
|
|
E-Statements
|
FREE
|
|
Statement Copy
|
$5.00 each
|
|
Statement Copies (older than 3 calendar years) – Per Hour
|
$30.00
|
|
Statement Copy (Certified)
|
$10.00
|
|
History of account (Per Page)
|
FREE
|
|
Research/Reconciliation Fee (per hour)
|
$30.00
|
|
Research/Reconciliation Fee Minimum
|
$15.00
|
|
Copies of processed checks
|
10 Free (Current year then $5 each)
|
|
Copies of other documents (per page)
|
$5.00
|
|
Online Banking
|
FREE
|
|
Bill Payment
|
FREE
|
|
Garnishment/Levy/Tax Lien Processing
|
$150.00
|
|
Calls to Member Service Center for Balance Inquiries/Withdrawals/Transfers (Transactions that can be completed using MFFCU’s Home Banking and/or Fireline)
|
FREE
|
|
Rejected ACH (After 3 of same item)
|
$10.00
|
|
Delinquent Loan Transfer Fee
|
$5.00
|
|
Delinquent Visa Transfer Fee
|
$5.00
|
|
Withdrawals
|
4 Free, $1.50 thereafter
|
|
Deposits
|
4 Free, $1.50 thereafter
|
|
WIRE TRANSFERS
|
|
Domestic Wires (Incoming)
|
$5.00
|
|
Domestic Wires (Outgoing)
|
$15.00
|
|
International Wires (Incoming/Outgoing)
|
$25.00
|
|
3X5
|
$30.00
|
|
5X5
|
$40.00
|
|
3X10
|
$50.00
|
|
5X10
|
$80.00
|
|
10X10
|
$125.00
|
|
Key Deposit
|
$10.00
|
|
Lost Keys Drill Box
|
Cost
|
|
Lost Key Replacement
|
$20.00
|
