Auto
| Loan Term | Rate APR* New | Rate APR* Used |
|---|---|---|
| 36 Months | 3.59% | 3.99% |
| 48 Months | 3.84% | 4.24% |
| 60 Months | 4.09% | 4.59% |
| 66 Months | 4.44% | 4.84% |
| 72 Months | 4.69% | 5.09% |
| 84 Months | 5.44% | 5.84% |
| 1The “as low as” rates are based on 0.25% payroll deduction discount, 0.25% direct deposit discount. | ||
We want to get you on the road with a hassle-free auto loan that allows you to enjoy your new car with lower monthly car payments. For purchases and refinances, we offer fixed, competitive rates, and an easy and secure online process. Apply today and drive in the right direction with an Auto Loan.
You hold the keys with a used car auto loan at a great, competitive credit union rate. We offer Extended Warranty and GAP (Guaranteed Asset Protection) programs to protect your investment. Whether you are purchasing your car from a dealership or private sale, these and more services are available for you. Apply now and get started today with an Auto Loan.
LOVE THE CAR, HATE THE PAYMENT?
Is your current vehicle loan financed with another financial institution at a higher rate? Refinance it with us and save money on the interest you’ll pay on your loan, reduce your monthly payment, and pay down your loan faster.
Ask us about our promotions on refinancing your loan from another financial institution to lower your payment!
Now there’s another alternative to a conventional car loan … one that lets you drive your dream car without sky-high payments. It’s available at your credit union. It’s AutoSense.
Enjoy the benefits of a low payment vehicle loan program that combines the best features of regular auto financing with the benefits of leasing! No extra costs or restrictions that come with a lease, just the lower payments. And, you have all the flexibility that goes along with car ownership.
- Payments are lower than a conventional loan
- Down payments not required
- Terms from 3-6 years*
- New or used vehicles (up to 5 years old)
- Choose from 12,000 – 15,000 – 18,000 mileage allowance
- Pay off, sell or trade your vehicle anytime with no prepayment penalty
If you’ve got your eye on wheels that you think may be out of your budget, check with us first to see if an AutoSense loan can get you behind the wheel.
AutoSense Quote Disclosure – (1) Rates shown are for illustrative purposes only and may vary due to individual creditworthiness. (2) Payments shown may vary from final loan payment provided by credit union loan representative. Rates shown are for A+ credit (credit score of 730 or higher) with all available discounts and 100% LTV (Loan to Value).
Discounts include: Direct deposit and Automatic payments (0.50%)
* AutoSense Loan Payment Example: a 2017 sedan financed for $25,000 for a 60 month term at fixed 2.74% APR (Annual Percentage Rate) and 12k annual mileage would have 59 monthly payments of approximately $296.81 with a final balloon payment of $9,900.00 (Guaranteed Future Value). You may sell, trade, or refinance at the end of your loan term. The vehicle is yours, this is not a lease, no pre-payment penalties and your rate will NOT increase after consummation.